Business Owners
Aligning Your Wealth With Your Vision
We help entrepreneurs turn business success into long-term personal prosperity.
Business owners face a uniquely intertwined relationship between personal and professional wealth. Dillow Wealth Management guides entrepreneurs through every stage—from early growth to strategic exit planning. Our solutions coordinate liquidity strategies, tax-efficient structures, benefits planning, and investment pathways that honor the demands of ownership. Whether you're preparing for succession, seeking ways to diversify outside your business, or optimizing cash flow for future expansion, we serve as your strategic partner. Your business drives your legacy—our job is to safeguard and amplify it.
For many entrepreneurs, their business represents the cornerstone of their retirement plan. After investing years into building value, they often expect to fund retirement through a future sale. However, relying solely on the business can be risky. Market cycles, poor timing, or declining value can all limit what the sale generates.
Smart business owners diversify early. Establishing qualified and nonqualified retirement plans helps create additional, dependable income sources beyond the business itself. A well-structured, diversified strategy provides the stability and flexibility needed to retire with confidence, no matter what the market brings.
In retirement, the focus turns to income preservation and wealth distribution. A well-structured income plan can provide stability, help manage taxes, and sustain your lifestyle throughout retirement.
The loss of a business partner can create both operational and financial challenges. Beyond the immediate impact, surviving partners must also address ownership changes when the deceased partner’s family inherits their share. For many families, this stake is a significant asset, and they expect fair compensation or active participation in the business.
Without adequate liquidity or a formal plan, surviving partners may face limited and costly options. A well-designed business succession plan ensures a smooth, equitable transfer of ownership, protects business continuity, and helps preserve family wealth
Losing a key employee can be one of the most damaging events a small business faces. These individuals often drive innovation, client relationships, and company success, making their loss both costly and difficult to replace.
Just as you insure your home or income against loss, protecting your business from the financial impact of losing a key contributor is essential.
Key person life insurance helps cover recruitment and training costs, replace lost revenue, and support the employee’s family or redeem stock, ensuring the business remains secure and stable.
Attracting and retaining top executive talent is critical to any growing business, but in a competitive market, it can be a challenge. Offering strategic, performance-based incentive plans helps key leaders feel valued, rewarded, and committed to long-term success.
Custom executive compensation strategies such as Nonqualified Deferred Compensation, Executive Bonus, and Split-Dollar Life Insurance, allow business owners to provide meaningful current and future benefits. These plans encourage retention, align executive goals with business performance, and support sustainable growth.
FAQs
Do you assist with employee benefit plans or retirement plans?
Yes, DWM can design and evaluate plans that support both your business goals and your employees’ needs.
Do you help with exit or succession planning?
Yes. Dillow Wealth Management works with owners to structure tax-efficient exits, transitions, and liquidity strategies that support their long-term goals.
Can you help diversify my wealth outside the business?
Absolutely. Dillow Wealth Management builds portfolios designed to reduce overconcentration and protect your personal financial security.
Do you work with startups or only established companies?
Dillow Wealth Management serves entrepreneurs at all stages, from early-growth founders to multi-generation enterprises.
How do you handle the overlap between business finances and personal finances?
DWM creates coordinated strategies that account for cash flow, compensation, taxes, retirement plans, and long-term wealth.
Let’s Write Your Family’s Next Chapter Together
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